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Is Long-Term Care Insurance (LTC) Worth It?

Is Long-Term Care Insurance (LTC) Worth It?

Jul 7, 2020 | Long Term Care Insurance, Long-term care, New York

Why do I need Long-Term Care Insurance if I or a family member will be covered by Medicare at 65? Unfortunately, Medicare provides very little coverage of long-term care. Imagine a man in his 70s who breaks his hip, tripping on the sidewalk. After he’s been in the...
Keeping Mom, the Cats & the Caregivers Safe During COVID-19: A Long-Term Care Insurance Story

Keeping Mom, the Cats & the Caregivers Safe During COVID-19: A Long-Term Care Insurance Story

Jul 7, 2020 | Caregiver stress, COVID, Eldercare, Long Term Care Insurance, Long-term care, New York

Cynthia, an 88-year-old woman with advancing dementia, lives on the Upper East Side of Manhattan with her two cats, Snowball and Romeo. Pre-COVID 19: Prior to Governor Cuomo’s order to Shelter in Place, Cynthia had two licensed, independent Home Aides, Sarina and...

Buy Life & Long-Term Care Insurance Before It’s Too Late

Aug 15, 2019 | Alzheimers, Cognitive Decline, Eldercare, Insurance, Long Term Care Insurance, Long-term care, Memory Care, New York, Parent Care

Did you know that you may not qualify for Life or Long-Term Care Insurance due to health reasons you never even considered? My advice: Buy insurance now while you’re healthy enough to be underwritten. This way you can assure you receive the care you need as you...

Having “The Talk” With Mom & Dad: When It’s Time For In-Home Care

Feb 15, 2019 | Alzheimers, Caregiver stress, Cognitive Decline, Dementia, Eldercare, Long-term care, Memory Care, New York, Parent Care

Are you parents forgetting to eat meals or occasionally leaving the oven on? Are bills going unpaid? Have one or both of them taken a nasty fall that leaves you worried about their safety? Since nearly 90% of people over 65 want to stay in their home, according to an...

Live Well In Retirement: The New Hybrid Life/Long-Term Care Insurance Policy

Jan 23, 2019 | Caregiver stress, Insurance, Long Term Care Insurance, Long-term care, New York, Parent Care

    Click to watch a quick video summary of this newsletter.   Read on for the real-life story of Lisette and Mario and to learn about the next-gen insurance product (a Hybrid Life/Long-Term Care Policy) that can help protect your savings and your legacy. Care...

2019 Resolution: Stop Worrying About Mom & Dad’s Care and Get a Good Night’s Sleep

Jan 4, 2019 | Caregiver stress, Case Study, Cognitive Decline, Dementia, Eldercare, Insurance, Long Term Care Insurance, New York, Parent Care

If you are one of a growing number of adults taking care of your parents, chances are the emotional and financial stress is keeping you up at night. The facts are overwhelming, but Care Concierge NY is here to help. The eye-popping facts:  -40% of family caregivers...
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